Leasing & financing solution for SMEs are provided by SPICE

Small & Medium Enterprises (SMEs) are considered the backbone of the economy. SMEs provide people with jobs and diversify the employment market, and pave the way for economic self-sufficiency. To run a competitive small or medium enterprise, business owners often need other financing solutions than bank loans. Are you searching for a more creative way of financing your business’s performance? SPICE might just be able to help!

Leasing is a more flexible financing tool

SPICE specializes in leasing, which is a more flexible alternative to traditional loans. We provide SME leasing solutions for a variety of business equipment such as IT infrastructure, point of sale (POS) terminals, and vehicle fleets. Before we explore the different types of SME leases, it is important to define what a lease is.

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What is a lease?

A lease can be defined as a contract between two parties; a lessor who provides an asset for usage to the lessee for a specified period of time, in return for specified payments. What this basically means is that a lease allows you to rent a piece of equipment for a specific time. As we mentioned before, SPICE provides three types of leasing solutions.

Finance Lease – Use it, Own it

The finance lease is also known as “Location avec Option d’Achat” in French. With this solution, you can basically rent the business equipment (asset) for an agreed monthly payment over a certain period. This is an interesting solution for business owners because they can disclose this lease in their accounts. A finance lease also allows the lessee to purchase the asset at the end of the lease contract by paying a residual price.

SPICE up your life with our leasing solutions!

Operating Lease – Choose it, Rent it

Known as “Location Longue Durée” in French, these lease contracts enable you to use a business asset by renting it long term. However, you will not have a right of ownership over the asset. In this equation, SPICE would be the owner of the asset. Operating leases are essentially a rental contract that your business would have with SPICE.

Sale and Leaseback Agreements – use your assets

Do you have an existing asset that you use regularly, and would like to use the asset to generate cash for other projects? Sale and leaseback agreements allow you to sell the asset to SPICE, and continue using it by leasing it from us.

We offer car leasing solutions

SPICE supports your business investments

Which leasing solution will you choose to level up your business? Speak to our agents, and we will find the right solution for your business. We have always supported our trusted clients in the achievement of their goals and dreams. Our goal is to facilitate our clients’ plans for the future, and to build long-lasting B2B relationships.

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